1. Acceptance of Terms

By accessing or using the website, products, and services provided by OakTreeUni ("the Company," "we," "us,"
or "our"), you agree to comply with and be bound by these Terms of Service ("Terms"). If you do not agree to
these Terms, please refrain from using our website and services.

2. Privacy Policy

Your use of our services is also governed by our Privacy Policy, which can be found at [Privacy Policy]. By using
our services, you acknowledge and consent to the collection, use, and disclosure of your information as
described in the Privacy Policy.

3. User Information

When using our services, you may be required to provide certain personal information, including but not limited
to your name, email address, phone number, and billing details. You acknowledge that all information you
provide to us is accurate, complete, and up-to-date. You are solely responsible for maintaining the
confidentiality of your account information and password.

4. Use of Services

Oaktreeuni grants you a limited, non-exclusive, non-transferable, and revocable license to access and use our
services for your personal and non-commercial use. You agree not to reproduce, distribute, modify, create
derivative works from, publicly display, or exploit any content or material from our services without our prior
written consent.

5. Refund Policy

OakTreeUni does not provide any partial or full refunds under any circumstances.

6. Communications

By using our services, you agree to receive communications from us, including but not limited to promotional
emails, newsletters, and updates about our offerings. You can opt out of receiving marketing communications
by following the instructions provided in such communications.

7. Intellectual Property

All content, materials, trademarks, logos, and intellectual property rights related to our services are the
property of Oaktreeuni or its licensors. You are prohibited from using, copying, distributing, or reproducing any
content without our explicit consent.

8. Limitation of Liability

Oaktreeuni and its affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or
exemplary damages, including but not limited to damages for loss of profits, data, goodwill, or other intangible
losses, resulting from your use or inability to use our services.

9. Changes to Terms and Services

We reserve the right to modify or update these Terms of Service at any time. Any changes will be effective upon
posting on our website. Your continued use of our services after such changes constitute your acceptance of
the modified Terms.

10. Termination

We may terminate or suspend your access to our services at any time, without prior notice or liability, for any
reason whatsoever, including but not limited to your breach of these Terms.

11. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of Delaware, United
States, without regard to its conflict of law principles.

12. Contact Information

If you have any questions, concerns, or inquiries related to these Terms of Service, please contact us at
sales@oaktreeuni.com.

By using our website or services, you acknowledge that you have read, understood, and agreed to these Terms
of Service and the collection, use, and disclosure of your information as described in our Privacy Policy.