Privacy Policy

Last updated: November 27, 2025

This Privacy Policy explains how OakTreeUni (“OakTreeUni”, “we”, “us”, or “our”) collects, uses and shares information about you when you use our websites, programs, and related services (together, the “Service”).

We are an education and mentorship provider. We offer online programs and related learning services only. We do not provide financial, investment, trading, or credit-repair services, and we do not guarantee jobs, income, or financial outcomes.

By using the Service, you agree to the collection and use of information in accordance with this Privacy Policy.

Interpretation and Definitions

Interpretation

Words with initial capital letters have meanings defined below. These definitions have the same meaning whether they appear in singular or plural.

Definitions

For the purposes of this Privacy Policy:

• Account means a unique account created for you to access our Service or parts of our Service.

• Affiliate means an entity that controls, is controlled by, or is under common control with us.

• Company (referred to as “the Company”, “we”, “us” or “our”) refers to OakTreeUni, 8 The Green #21769, Dover, DE 19901, USA.

• Cookies are small files placed on your device to help operate and improve the Service.

• Country refers to Delaware, United States.

• Device means any device that can access the Service (such as a computer, tablet, or smartphone).

• Personal Data means any information that relates to an identified or identifiable individual.

• Service refers to the Website and any related online properties and learning platforms we operate.

• Service Provider means any legal person who processes data on our behalf (for example, hosting providers, analytics vendors, payment processors and communication tools).

• Third-Party Social Media Service means any website or social network that enables you to log into the Service (for example, Google or LinkedIn).

• Usage Data means data collected automatically from your use of the Service (for example, page views, IP address, device information).

• Website refers to OakTreeUni, accessible at https://www.oaktreeuni.com.

• You means the individual accessing or using the Service, or the company or other legal entity on whose behalf such individual is accessing or using the Service.

  
  

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

We may collect Personal Data that you voluntarily provide, including but not limited to:

• Email address

• First name and last name

• Phone number

• Billing address and contact address (Address, State, Province, ZIP/Postal code, City)

• Information related to your enrollment in our programs (for example, program purchased, payment status, progress, feedback)

We may also collect additional information that you choose to share with us during assessments, surveys, or communications with our team.

Usage Data

Usage Data is collected automatically when you use the Service. This may include:

• Your Device’s IP address

• Browser type and version

• The pages you visit, the time and date of your visit, and time spent on those pages

• Unique device identifiers and other diagnostic data

When you access the Service on a mobile device, we may collect similar information specific to that device (such as mobile operating system and mobile browser type).

Information from Third-Party Social Media Services

You may be able to create an Account or log in to the Service using Third-Party Social Media Services (for example, Google or LinkedIn).

If you choose to do this, we may receive limited Personal Data from that service, such as:

• Your name

• Your email address

• Your profile picture

We do not collect your full contact list, messages, or activity history from these services, and we do not post to your social-media accounts without your explicit consent.

You can stop sharing this information at any time by changing the settings in your Third-Party Social Media Service.

Tracking Technologies and Cookies

We use Cookies and similar technologies (such as pixels and tags) to:

• Operate and secure the Service

• Remember your preferences

• Understand how the Service is used

• Measure and improve our marketing campaigns for our own educational services only

You can configure your browser to refuse all Cookies or to notify you when a Cookie is being used. Some parts of the Service may not function properly if Cookies are disabled.

We use both:

• Session Cookies (deleted when you close your browser)

• Persistent Cookies (remain until they expire or are deleted)

We do not sell your personal information collected through Cookies.

Use of Your Personal Data

We use Personal Data for the following purposes:

• To provide and maintain the Service
  Including managing enrolments, providing course access, running mentorship sessions, and supporting your learning experience.

• To manage your Account
  So you can log in, track your progress, access program materials, and update your details.

• To process payments and orders
  Including working with payment processors and “buy now, pay later” providers (such as Klarna and similar partners) to process tuition fees, manage instalment plans, prevent fraud, and comply with legal and regulatory requirements.

• To communicate with you
  For example, to send program information, administrative messages, updates on your enrollment, and service-related notifications (by email, phone, SMS, or in-app messages).

• To send you relevant educational offers
  We may send you information about our own programs, workshops, events, and resources that are similar to those you have enrolled in or requested information about. You can opt out of marketing communications at any time.

• To provide customer support and handle requests
  Including answering your questions, processing support tickets, and resolving issues.

• To perform analytics and improve our Service
  For example, to analyze trends, measure the effectiveness of our educational content and marketing, and improve the design and performance of our Website and programs.

• For security, fraud prevention, and legal compliance
  Including monitoring for suspicious activity, enforcing our terms, and complying with applicable laws.

• For business planning and transfers
  In the context of evaluating or completing a merger, acquisition, financing, or sale of all or part of our business, while maintaining appropriate safeguards for your data.

We do not use your Personal Data to market or sell third-party financial, investment, or “get-rich-quick” services.

Sharing Your Personal Data

We may share your Personal Data as follows:

• With Service Providers
  We share information with trusted Service Providers who help us operate the Service (for example, hosting companies, learning platforms, email service providers, analytics tools, and payment and BNPL providers such as Klarna). These Service Providers are authorized to use your Personal Data only as needed to provide services to us and must protect your information.

• With payment and BNPL partners
  When you choose a particular payment method (for example, card payments or “buy now, pay later”), we share the necessary information (such as contact details, order information, and billing details) with the relevant payment provider so they can process your transaction, perform fraud checks, and assess eligibility for their payment options. Their use of your data is governed by their own privacy policies.

• With Affiliates
  We may share information with our Affiliates, provided they comply with this Privacy Policy or apply similar protections.

• With business partners
  We may, in limited cases, work with partners who help us deliver or co-host educational events, workshops, or digital resources. Where needed, we may share your contact details with such partners solely for the purpose of delivering that event or resource and not for unrelated financial or investment marketing.

• With other users (community features)
  If you choose to participate in community forums, group sessions, or public areas of the Service, some information (such as your name, profile picture, and posts) may be visible to other participants.

• For business transfers
  If we are involved in a merger, acquisition, or sale of assets, your Personal Data may be transferred as part of that transaction. We will take reasonable steps to ensure that any new owner continues to protect your Personal Data as described in this Policy or provides a comparable level of protection.

• For legal reasons
  We may disclose information if required to do so by law or in good faith belief that such action is necessary to:

  • Comply with a legal obligation or request

  • Protect and defend our rights and property

  • Prevent or investigate possible wrongdoing

  • Protect the safety of users or the public

  • Protect against legal liability

• With your consent
  We may share your information for any other purpose disclosed to you at the time of collection, with your consent.

No Sale of Personal Data

We do not sell your Personal Data to third parties for their independent marketing or advertising purposes.

Retention of Your Personal Data

We keep your Personal Data only as long as reasonably necessary for the purposes described in this Policy, including:

• Providing the Service and programs you enrolled in

• Complying with our legal and tax obligations

• Resolving disputes and enforcing our agreements

Usage Data is generally kept for shorter periods unless needed for security, fraud prevention, or legal reasons.

International Transfers

Your information may be stored and processed in the United States and in other countries where we or our Service Providers operate. These locations may have data-protection laws that differ from those in your jurisdiction.

We take appropriate steps to ensure that your Personal Data receives an adequate level of protection in the countries in which it is processed, in line with this Privacy Policy and applicable law.

Your Rights and Choices

Depending on your location, you may have the right to:

• Access the Personal Data we hold about you

• Request correction of inaccurate or incomplete data

• Request deletion of your Personal Data (subject to legal retention requirements)

• Object to or restrict certain processing

• Opt out of marketing communications

You can exercise these rights by contacting us at sales@oaktreeuni.com. We may need to verify your identity before processing certain requests.

You can also:

• Unsubscribe from marketing emails using the link in those emails

• Change your browser settings to manage Cookies

Children’s Privacy

Our Service and programs are designed for adult learners (18+). We do not knowingly offer programs to, or collect Personal Data from, anyone under the age of 18.

If you are a parent or guardian and you believe your child has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from a child under 18 without appropriate consent, we will delete that information.

Links to Other Websites

The Service may contain links to third-party websites that we do not control. We are not responsible for the content or privacy practices of those sites. We encourage you to review the privacy policies of any third-party websites you visit.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will post the updated version on this page and update the “Last updated” date at the top.

Where required by law, we will also notify you of material changes (for example, by email or a notice on the Website).

Contact Us

If you have any questions about this Privacy Policy or how we handle your data, you can contact us at:

Email: sales@oaktreeuni.com